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Free Checking

Our Checking account offers more than you expect! Compare the many great features MWRD offers with your current checking account.

LOST OR STOLEN DEBIT CARD: Call 800-523-4175

Overdraft Protection Options* Available for a Nominal Fee1

Avoiding the hassle and embarrassment of bounced checks.

  • Overdraft Payment Transfers — automatically transfer available funds from savings if needed
  • Overdraft Courtesy Pay — an additional layer of protection on qualified accounts.

All accounts insured to $250,000 by the NCUA, a U.S. government agency.

*MWRD ECU is not obligated to cover any overdraft payment, and cannot be held liable for any reason if Overdraft Protection is not activated for any single payment. Noncontractual overdraft services, extended to members aged 18+ in good standing, may be discontinued at any time with or without cause or notice to any individual member. We may at our discretion cover overdrafts up to $300 and apply an insufficient fund fee of $30 for each item. You may opt out of this program at any time by notifying the credit union in writing. Overdraft Courtesy Pay is not available on ATM transactions. Please read disclosures carefully for complete information.

1 Please see fee schedule for current rates.