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Savings Options

Whether you're setting money aside for a rainy day or a specific goal, your money should work as hard as possible. So we make our dividends (interest) as competitive as we can. And because we are not-for-profit, you’ll find our rates are some of the best around.

Regular Share Savings Accounts

The Regular Share Savings Account is a simple savings account, with one special feature. When you join our credit union, your $5 deposit to this account represents one "share" of ownership. It entitles you to full membership benefits, including all our financial services and the right to vote at our annual meetings.

MyChoice Savings Account

This secondary savings account offers all the same features as a regular share account:
  • above-average dividends
  • Direct Deposit and Payroll Deduction
  • no monthly service fee
  • no minimum balance requirement, and
  • no minimum deposit to open

But as a separate account from your Regular Savings, it’s easier to set money aside for a particular purpose, like a new roof, new car, vacation getaway, or YOUR choice!

Term Share Certificate Accounts

Often called "CDs", these accounts offer higher dividends than Regular Savings, because you commit to keep the money on deposit for various "terms" (such as 12 months, 24 months, etc.). If you don't need the money immediately, Term Share Certificates can help your money grow even faster.

Holiday Club Accounts

The holidays can throw even the most careful budget off track. If you have ever used a credit card to pay for holiday gifts, you know how frustrating it is to try to pay it off - and how much more it costs in the long run. Our Holiday Club Account helps incorporate your year-end festivities into your budget, setting aside just a little each month through payroll deduction to quickly build a significant balance. Funds are automatically disbursed at the end of October. Save ahead...and pay in cash!

Money Market Accounts (MMAs)

Your money can work even harder for you. Our MMAs often earn better dividends than Regular (Share) Accounts and give you the flexibility of easier access than Term Share Certificates. Our MMA is a great option for your emergency fund.

  • Pays higher interest than a basic savings account
  • Not a term account - may be closed anytime with no penalty
  • Six different rate tiers based on account balance
  • May be opened with new money, transfer from savings or both

All accounts insured to $250,000 by the NCUA, a U.S. government agency. All savings rates are subject to change; contact us for today's rates. Rates may be affected by early withdrawal for term accounts. Some restrictions apply. Contact a credit union representative for complete details.