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Tools to Make Saving Easier

Direct Deposit

This cooperative service of your employer and MWRD Employees' Credit Union allows your paycheck to be deposited electronically to your credit union account. Visit the District's intranet site to complete your Direct Deposit request online. Direct deposit offers advantages over a traditional paycheck:

  • Alleviates the need for you to visit the credit union in person to deposit your paycheck
  • Ensures that your paycheck is deposited promptly, even if you are on vacation or away from work on payday
  • Protects your paycheck from theft, since the money is transferred directly to your account

Payroll Deduction

Payroll deductions are automatic transfers to savings and/or automatic loan payments out of your direct-deposit paycheck. Savings grow faster when you regularly make deposits. Your credit history improves when you make on-time payments each month. Our friendly staff members can help you establish payroll deductions that will help you stay on track.

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BudgetSmart software

BudgetSmart is an exciting, easy-to-use software program from GreenPath, Inc., which uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively. You can use the program to:

  • Establish a budget
  • Track spending
  • View tips for improving areas of overspending or inadequate saving
  • Experiment with "what if" scenarios to determine how a major purchase or income change would impact your budget.

Download the BudgetSmart program to your computer FREE of charge, and you're on your way to creating your own personalized budget!

All accounts insured to $250,000 by the NCUA, a U.S. government agency.