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MyChoice Loan

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For many years, we offered our members a Vacation Loan in the summer and a Holiday Loan in the winter. Recently, to provide you with more flexibility, we developed a year-round personal loan option to replace those two loans.

Payments are spread out over a full year, so you can enjoy all your extra shopping, dining, celebrations and entertainment, knowing they won't take an unexpected bite out of your budget!

Our MyChoice Loan features:

  • Your choice of amount - $1000, $2000, $3000, $4000 or $5000
  • Special low rate available
  • 12 month term
  • Use for any purpose
  • Availability year-round**

*APR=Annual Percentage Rate. Loans are available to qualified members only. Our usual credit criteria applies. Rates are subject to change and this offer can be withdrawn without notice.

**Only one MyChoice loan may be held by any member at any time; you must pay off your current MyChoice loan before applying for another MyChoice loan. Talk to our loan officer for more details.

Final loan approval is subject to our usual credit requirements, including verification of income and debts. Contact MWRD Employees' Credit Union for further details. Loans currently financed through MWRD Employees' Credit Union not eligible for refinance offer.