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Rates

Loan Rates Saving Rates

Effective as of: 12/1/2018
Savings Rates
 
DescriptionTermDividend RateAPY1
3-Tiered Savings Rate
Balances under $2,5000.11%0.11%
Balances $2,501 - $25,0000.13%0.13%
Balances over $25,0000.15%0.15%
 
Club Accounts2
Vacation Club Account1 yearVaries
Holiday Club Account1 yearVaries
 
Share Certificate Special3
$10,000 minimum12 months2.25%2.27%
$10,000 min - NEW MONEY ONLY15 months2.50%2.52%
$10,000 minimum24 months2.75%2.78%
 
1 Annual Percentage Yield. All rates subject to change. Some restrictions apply. Contact us for complete details.
2 Dividend rate is compounded quarterly on the average daily balance and paid annually on April 30 for Vacation Club Accounts and on October 31 for Holiday Club Accounts.
3 Share Certificate Special: 2.78% APY is based on a rate of 2.75; 2.52% APY is based on a rate of 2.50; 2.27% APY is based on a rate of 2.25. $10,000 minimum balance; substantial penalty for early withdrawal; rates effective December 1, 2018 and subject to change without notice. 15-month term is special offer for new money only and available only for a limited time. Contact a credit union representative for complete details.
All accounts insured to $250,000 by the NCUA, a U.S. government agency.
Rates are declared by the Board of Directors after reviewing the financial data each quarter; the rates listed are not projected, but declared at the Board meeting for the month ending that quarter. The next dividend period rates will be determined and paid from current income and available earnings after required transfers to reserves at the end of the dividend period and may be subject to change.
Fees may reduce the earnings on savings accounts.