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What's New

 Get the max for your money

woman using drill, couple hiking, laptop against autumn leaves background

Our Home Equity Line of Credit (HELOC) is a great way to pay for renovations like new paint, carpeting and kitchen or bath renovations which build value in your house.

But our HELOC is great for more than just your home, too — it can be a smart choice for debt consolidation, education, medical bills, vacation and much more!

PLUS for a limited time, you could get up to a $150 Visa® gift card* when you make your initial advance with a new MWRD ECU HELOC!

Stop in or call us to see how our HELOC can help you complete your autumn plans!

1 Source: Cost vs Value Report 2018, www.remodeling.hw.net

*Not a promise to lend; standard credit qualifications and some restrictions apply. Applicant must close Home Equity Line of Credit with MWRD Employees’ Credit Union to qualify. Minimum $5000 advance earns a $50 gift card; minimum $10,000 advance earns a $100 gift card; minimum $15,000 advance earns a $150 gift card. Offer expires 10/30/2018; subject to change at any time. Contact a credit union representative for complete details.


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 NO PAYMENTS FOR UP TO 90 DAYS*
white sedan facing front... on your new, used or refinanced MWRD ECU Auto Loan!
 
Summer is a great time to get a low price on new current model year autos. Dealerships must make room for next year's models arriving this fall. Upcoming Labor Day sales are often the best time to look at used car deals, especially on "wintry" models like SUVs and four-wheel-drive trucks.
 
PLUS... you may be able to delay your first vehicle loan payment for up to 90 days, keeping that money in your budget for whatever is most important to you!
 
Our members can save hundreds - even thousands - with our competitive rates. Many experts believe rates are trending higher, so your next car loan may cost more the longer you wait to make the purchase. Our current rates for new vehicles are as low as 1.49% APR*, and our simple interest loans beat the dealer's every time. Ask us to show you the math! Whether you are upgrading your auto for summer, or refinancing to lower your rate or payment -- talk to our friendly loan representatives today!
 
*APR=Annual Percentage Rate, subject to change. Payment Example: 1.49% APR for 48 months is $21.47 per $1,000 borrowed. Not a promise to lend; standard credit qualifications and some restrictions apply. Your rate may be higher than the lowest rate posted, based on your credit history.
**Offer does not apply to existing loans with MWRD Employees' Credit Union. First payment may be deferred up to 90 days. Interest accrues daily from the date of funding and is repaid over the term of the loan. Offer expires 9/30/2018; subject to change at any time. Contact a credit union representative for complete details.


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 The smartest card switch of the summer
Get rid of high-interest creditors with a discounted Visa Balance Transfer!
Our competitive Visa Platinum Credit Card includes all the world-class benefits you expect PLUS...
  • > NO ANNUAL FEE
  • > NO BALANCE TRANSFER FEE2
  • > Online account management at EzCardInfo.com
  • > and so much more!
Call or stop in with any questions!
 

*APR=Annual Percentage Rate, subject to change. Not a promise to lend; standard credit qualifications and some restrictions apply. 1 Offer does not apply to balances at MWRD Employees' Credit Union. 1.90% APR* is a limited time offer, valid only on balances transferred through September 30, 2018, subject to change without notice. Special 1.90% interest rate is good through 9/30/19 on balance transfers which qualify; on 10/1/19, the interest rates will return to regular rates for all outstanding balances. Balance transfers made up to credit card holder's approved credit limit. Balances on other credit accounts may not be paid in full if credit card holder does not have a sufficient credit limit. Credit Union is not responsible for balance transfer payments that are lost or delayed in the mail. Card holder is responsible for all credit accounts until they are confirmed paid in full by original lender. Rates after special 1.90% APR* period based on applicant's credit score and range from 9.90% APR to 19.90% APR. Credit and cash advance limits vary accordingly. Missed or late payments will result in revocation of the special rate; credit card holder will then pay the Penalty rate. Penalty rate is 24.9% APR. Complete Visa Platinum terms and conditions available.


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 See us FIRST for Fast, Friendly Financing

one percent off personal loans

As a Credit Union member, you know that we look out for your best interest. In keeping with that promise, we are offering members a discounted interest rate on personal loans. These personal loans can be used for travel, bill consolidation, wedding expenses, education, emergencies and more!

Apply now to receive 1% off our Signature or MyChoice Loan rate!1

  • >Our Signature Loan offers a lower rate than most credit cards (6.9%-18.9% APR2 depending on your credit history), and terms up to 60 months3.
  • >Our MyChoice Loan offers an even lower rate (4.9%-13.9% APR4 depending on credit history), and a term of 12 months5.

We’re excited to show you how we’re always here for you by helping you achieve your goals with fast, friendly financing. To learn more or open an application, call us, stop in to see us or check rates & apply online!

1Not a promise to lend; standard credit qualifications and some restrictions apply. Applicant’s rate will be discounted 1.00% from the standard Annual Percentage Rate for which s/he qualified; rates vary based on credit score. Offer does not apply to existing loans with MWRD Employees’ Credit Union. New money loans only; current loans may not be paid off for the purpose of refinancing under this rate reduction. Offer expires 9/30/2018; subject to change at any time. Contact a credit union representative for complete details.

2Annual Percentage Rate, subject to change. Payment example: A Signature Loan with an interest rate of 6.9% = 60 monthly payments of $19.75 per $1,000 borrowed. Rate quoted is our best rate; your rate may be higher. Rates are subject to change and vary based on your credit history. This offer can be withdrawn without notice.

3Please ask a credit union representative for complete details.

4APR=Annual Percentage Rate. Loans are available to qualified members only. Our usual credit criteria applies. Payment example: A MyChoice Loan with an interest rate of 4.9% = 12 monthly payments of $85.56 per $1,000 borrowed. Rate quoted is our best rate; your rate may be higher. Rates are subject to change and vary based on your credit history. This offer can be withdrawn without notice.

5Only one MyChoice loan may be held by any member at any time; you must pay off your current MyChoice loan before applying for another MyChoice loan. Talk to our loan officer for more details.


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Our trusted partner Accel Services is now...

couple meeting with financial counselor

GreenPath Financial Wellness

Our partners at Accel Services have helped many of our MWRD ECU members to understand and improve their credit. Behind the scenes, Accel’s parent company, GreenPath Financial Wellness, has been quietly building a wide array of financial resources to empower credit union members since 1961.

As a member of MWRD ECU, you have full access to all of these resources. GreenPath’s certified experts can empower you to:

  • > eliminate financial stress
  • > get out of debt
  • > increase savings, and
  • > achieve your financial goals

To centralize and eliminate confusion, everything is now available at www.GreenPath.com. For added convenience, we’ve added GreenPath to our “Helpful Links” in the menu at the left so you can always find them. You can also call GreenPath toll-free at 877-337-3399. 

accel members financial counseling is now greenpath financial wellness

GreenPath Service Hours (CST)

  • 7am - 9pm M-Th
  • 7am - 6pm Fri
  • 8am - 5pm Sat


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