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What's New

 VISA Balance Transfer Special

credit cardsYour top choice for a better bottom line

1.99%APR*

Limited time offer on balance transfers completed by 4/30/2019

Here's a smart, simple financial move you can make today -- right now! Transfer your high-interest credit balances to your credit union's Visa Platinum Credit Card. For a limited time, you will pay just 1.99% APR on the transferred balances -- and a lower interest rate translates to MORE MONEY in your budget each month! Complete your VISA Balance Transfer Request Form today.

No MWRD VISA? Click here to apply right now!


*APR=Annual Percentage Rate, subject to change. Not a promise to lend; standard credit qualifications and some restrictions apply. 1 Offer does not apply to balances at MWRD Employees’ Credit Union. 1.99% APR* is a limited time offer, valid only on balances transferred January 14, 2019 through April 30, 2019, subject to change without notice. Special 1.99% interest rate is good through 4/30/20 on balance transfers which qualify; on 5/1/20, the interest rates will return to regular rates for all outstanding balances. Balance transfers made up to credit card holder’s approved credit limit. Balances on other credit accounts may not be paid in full if credit card holder does not have a sufficient credit limit. Credit Union is not responsible for balance transfer payments that are lost or delayed in the mail. Card holder is responsible for all credit accounts until they are confirmed paid in full by original lender. Rates after special 1.99% APR* period based on applicant’s credit score and range from 9.90% APR to 19.90% APR. Credit and cash advance limits vary accordingly. Complete Visa Platinum terms and conditions available at www.mwrdecu.org.


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 Show your Savings some LOVE!

mittens showing rate specials

Stop in for Winter Share Certificate specials!

Share Certificates may be purchased with new money, funds transferred from your share savings account, or a combination of both (unless otherwise indicated below). You will receive a writte notice of maturity at least 14 days prior to the maturity date of your Share Certificate. Share Certificates may be subject to penalty of up to 90 days interest for early withdrawal.

Please refer to the “Terms of Your Certificate Account and Truth in Savings Disclosure – Certificate Accounts” for full disclosure on our Share Certificate program.

Current terms and rates are listed below. Rates and terms are subject to change. Your effective rate will be the rate on the date that the signed agreement forms are received at the MWRD ECU.

  • > 24 Month Term - 2.78% APY* ($10,000 minimum)

  • > 15 Month Term - 2.52% APY* ($10,000 minimum, NEW MONEY ONLY)

  • > 12 Month Term - 2.27% APY* ($10,000 minimum)


*APY=Annual Percentage Yield. 2.78% APY is based on a rate of 2.75; 2.52% APY is based on a rate of 2.50; 2.27% APY is based on a rate of 2.25. $10,000 minimum balance; substantial penalty for early withdrawal; rates effective December 1, 2018 and subject to change without notice. 15-month term is special offer for new money only and available only for a limited time. Contact a credit union representative for complete details.



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Our trusted partner Accel Services is now...

couple meeting with financial counselor

GreenPath Financial Wellness

Our partners at Accel Services have helped many of our MWRD ECU members to understand and improve their credit. Behind the scenes, Accel’s parent company, GreenPath Financial Wellness, has been quietly building a wide array of financial resources to empower credit union members since 1961.

As a member of MWRD ECU, you have full access to all of these resources. GreenPath’s certified experts can empower you to:

  • > eliminate financial stress
  • > get out of debt
  • > increase savings, and
  • > achieve your financial goals

To centralize and eliminate confusion, everything is now available at www.GreenPath.com. For added convenience, we’ve added GreenPath to our “Helpful Links” in the menu at the left so you can always find them. You can also call GreenPath toll-free at 877-337-3399. 

accel members financial counseling is now greenpath financial wellness

GreenPath Service Hours (CST)

  • 7am - 9pm M-Th
  • 7am - 6pm Fri
  • 8am - 5pm Sat


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