Skip to Main Content

What's New


As of March 30, 2020


Attention Retirees: Your pension deductions and direct deposit will be posted as of Tuesday, March 31st. We encourage you to use our electronic services to access your accounts.


The Main Office will remain closed until further notice. This week, the Stickney office will be open for essential business ONLY:

Tuesday 10:00am to 3:00pm 

Friday     10:00am to 3:00pm 


We will update our hours each week. To protect your health, as well as our staff and other members, please be sure to schedule an appointment. Simply call or email us with your name, ID, the reason for your call and a callback number. Do not include account sensitive information in your messages.


Our staff is working safely from home during this time. We are picking up your messages and emails on a regular basis and responding to all messages as quickly as possible. 


Over the past several days, we have fielded numerous member requests and in some cases have had to get creative, but there hasn’t been a single situation where a member wasn’t able to get what they needed.


Please continue to check this page for full details and contact information.


Thank you your patience -- we are all in this together.



Call or email us directly with your questions or to make an appointment. 


Glenda Lahori



Joanne Shinnick



John Van Keulen



Jewell Hobbs




Protect your accounts.

Do not include your member number or other account-sensitive information in your email.


Beware of phishing scams and other fraudulent activity. Our staff will never ask for your Social Security number or PINs. Please use the following tools to conduct your financial transactions anywhere, anytime.


Account Access

Please use the following tools to conduct your financial transactions anywhere, anytime.


·       Debit Card (locate nearby ATMs)

·       Online Banking on our website

·       Mobiliti Touchbanking app

·       PAT – your telephone teller – at 855-391-3788


If you don’t have a checking account and debit card, please contact us to apply. If you haven’t already, please enroll in Online Banking and download our mobile app.


These tools allow you to 

·       Access your accounts

·       View your transactions and account history

·       Transfer money between accounts



Please email us directly or call us with questions about your credit union accounts and financial needs. We will respond to all messages as soon as possible.



Thank you for all you are doing to stay safe.


Linda S. Geers


MWRD Employees' Credit Union





buttons showing rate specials

All our Share Certificate specials are a smart choice for your savings!

Share Certificates may be purchased with new money, funds transferred from your share savings account, or a combination of both (unless otherwise indicated below).

Current terms and rates are listed below. 

  • > 15 Month Term - 2.02% APY* ($10,000 minimum, NEW MONEY ONLY)

  • > 24 Month Term - 1.61% APY* ($10,000 minimum)

  • > 12 Month Term - 1.26% APY* ($10,000 minimum)

Rates and terms are subject to change. Your effective rate will be the rate on the date that the signed agreement forms are received at the MWRD ECU. You will receive a written notice of maturity at least 14 days prior to the maturity date of your Share Certificate. Share Certificates may be subject to a penalty of up to 90 days interest for early withdrawal.

Please refer to the “Terms of Your Certificate Account and Truth in Savings Disclosure – Certificate Accounts” for full disclosure on our Share Certificate program.

*APY=Annual Percentage Yield. 2.02% APY is based on a rate of 2.00; 1.61% APY is based on a rate of 1.60; 1.26% APY is based on a rate of 1.25. $10,000 minimum balance; substantial penalty for early withdrawal; rates effective March 1, 2020 and subject to change without notice. 15-month term is special offer for new money only and available only for a limited time. Contact a credit union representative for complete details.


 VISA Special
rate special 1.90 percent annual percentage rate
Big banks want you to keep paying high-interest rates on your credit card balances forever.
Your credit union is different. We exist to improve your financial future. Pay down your balance with NO BALANCE TRANSFER FEE!1
mwrd visa platinum card*APR=Annual Percentage Rate, subject to change. Not a promise to lend; standard credit qualifications and some restrictions apply. 1 Offer does not apply to balances at MWRD Employees’ Credit Union. 1.90% APR* is a limited time offer, valid only on balances transferred January 13, 2020 through March 31, 2020, subject to change without notice. Special 1.90% interest rate is good through 3/31/21 on balance transfers which qualify. Special rate is applied for 12 months or 13 billing cycles from the date of the advance, and then the interest rate will return to the regular rate for all outstanding balances. Balance transfers made up to credit card holder’s approved credit limit. Balances on other credit accounts may not be paid in full if credit card holder does not have a sufficient credit limit. Credit Union is not responsible for balance transfer payments that are lost or delayed in the mail. Card holder is responsible for all credit accounts until they are confirmed paid in full by original lender. Rates after special 1.90% APR* period based on applicant’s credit score and range from 9.90% APR to 19.90% APR. Credit and cash advance limits vary accordingly. Missed or late payments will result in revocation of the special rate; credit card holder will then pay the Penalty rate. Penalty rate is 24.9% APR. Complete Visa Platinum terms and conditions available at