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mittens showing rate specials

All our Share Certificate specials are a smart choice for your savings!

Share Certificates may be purchased with new money, funds transferred from your share savings account, or a combination of both (unless otherwise indicated below). You will receive a written notice of maturity at least 14 days prior to the maturity date of your Share Certificate. Share Certificates may be subject to penalty of up to 90 days interest for early withdrawal.

Please refer to the “Terms of Your Certificate Account and Truth in Savings Disclosure – Certificate Accounts” for full disclosure on our Share Certificate program.

Current terms and rates are listed below. Rates and terms are subject to change. Your effective rate will be the rate on the date that the signed agreement forms are received at the MWRD ECU.

  • > 15 Month Term - 2.02% APY* ($10,000 minimum, NEW MONEY ONLY)

  • > 24 Month Term - 1.61% APY* ($10,000 minimum)

  • > 12 Month Term - 1.26% APY* ($10,000 minimum)

*APY=Annual Percentage Yield. 2.02% APY is based on a rate of 2.00; 1.61% APY is based on a rate of 1.60; 1.26% APY is based on a rate of 1.25. $10,000 minimum balance; substantial penalty for early withdrawal; rates effective November 1, 2019 and subject to change without notice. 15-month term is special offer for new money only and available only for a limited time. Contact a credit union representative for complete details.


Our trusted partner Accel Services is now...

couple meeting with financial counselor

GreenPath Financial Wellness

Our partners at Accel Services have helped many of our MWRD ECU members to understand and improve their credit. Behind the scenes, Accel’s parent company, GreenPath Financial Wellness, has been quietly building a wide array of financial resources to empower credit union members since 1961.

As a member of MWRD ECU, you have full access to all of these resources. GreenPath’s certified experts can empower you to:

  • > eliminate financial stress
  • > get out of debt
  • > increase savings, and
  • > achieve your financial goals

To centralize and eliminate confusion, everything is now available at For added convenience, we’ve added GreenPath to our “Helpful Links” in the menu at the left so you can always find them. You can also call GreenPath toll-free at 877-337-3399. 

accel members financial counseling is now greenpath financial wellness

GreenPath Service Hours (CST)

  • 7am - 9pm M-Th
  • 7am - 6pm Fri
  • 8am - 5pm Sat