The road to your smartest auto loan starts here.

Whether you're shopping for luxury, freedom, dependability, or your own combination of options, we can steer your financing in the right direction:

  • Quick application review
  • Pre-approval for better bargaining power
  • Competitive loan rates and flexible terms, up to 72 months
  • Up to 100% financing


Go GREEN & save even more.

We support the environmental protection values of our sponsor, the Metropolitan Water Reclamation District of Greater Chicago. In keeping with that commitment, when you choose a “green” (fuel efficient) vehicle, we offer you a loan discount of .25%APR* off the rate you qualify for. “Green” fuel-efficient vehicles which qualify for this discount are defined as hybrid, alternative fuel vehicles or those with 30MPG highway. For more information, please check


Get a great deal – use our shopping guru.

Our partners at CarQuotes offer research tools, live help and “Know Before You Go” pricing on new and used vehicles. Get a low, upfront price, then talk to us about financing before heading out to shop!


Don’t let surprises take you off course.

Peace of mind can be priceless, and we offer this auto protection at a lower cost than most dealerships.

  • GAP Coverage* — if your vehicle is lost or totaled, this coverage pays the difference between what your insurance company provides and your outstanding loan balance.


Drive home more savings.

Already have a vehicle loan somewhere else? Lower your monthly payments, and/or shorten the term of your loan to save hundreds of dollars over time.
Check our current vehicle loan rates and apply online today! Or feel free to contact us with any questions.

Final loan approval is subject to our usual credit requirements, including verification of income and debts. Contact MWRD Employees' Credit Union for further details. Loans currently financed through MWRD Employees' Credit Union not eligible for refinance offer.

*GAP Coverage is not federally insured, not an obligation of MWRD ECU, and not guaranteed by the credit union or any affiliated entity.


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