Savings Rates
Effective Date: 9/30/2025
| Description | Dividend Rate | APY1 | Term |
|---|---|---|---|
| Regular Share Rate (Minimum Balance $5) |
0.05% | 0.05% | |
| MyChoice Account (Minimum Balance $5) |
0.05% | 0.05% | |
| Club Accounts | |||
| Holiday Club Account | Varies | ||
| Share Certificate2 | |||
| $10,000 minimum | 2.75% | 2.785% | SPECIAL 6 MONTHS |
| $10,000 minimum | 2.50% | 2.529% | SPECIAL 13 MONTHS |
| $10,000 minimum | 0.95% | 0.95% | 12 months |
| $10,000 minimum | 1.10% | 1.11% | 18 months |
| $10,000 minimum | 1.35% | 1.36% | 24 months |
| Money Market Account | |||
| Tier Ranges | Rate | Yield | |
| $1,000-$4,999 | 0.70% | 0.70% | |
| $5,000-$9,999 | 0.80% | 0.80% | |
| $10,000-$24,999 | 0.90% | 0.90% | |
| $25,000+ | 1.00% | 1.01% | |
| All accounts insured to $250,000 by the NCUA, a U.S. government agency. All savings rates are subject to change; contact us for today's rates. Rates may be affected by early withdrawal for term accounts. Some restrictions apply. Contact a credit union representative for complete details. | |||
| 1 -- APY=Annual Percentage Yield. | |||
| 2 -- $10,000 minimum balance; substantial penalty for early withdrawal; rates subject to change without notice. Contact a credit union representative for complete details. | |||
Loan Rates
Effective Date: Saturday, November 1st, 2025
| Description | Term | Annual Percentage Rate* |
|---|---|---|
| New Auto Loans | 24-72 months** | 4.79% - 13.99% |
| Used Auto Loans | 24-72 months** | 6.24% - 16.39% |
| MyChoice Special Loan | 12 months** | 5.49% - 17.9% |
| Unsecured Signature Loan | up to 60 months** | 7.49% - 22.9% |
| Share Secured Loan | up to 60 months** | 2% over regular share dividend rate |
| Home Equity Loan (MWRD ECU NMLS # 433914) | 10-15 years** | As low as Prime - 0.50% |
| First Mortgage Loans (AnyHour NMLS # 203463) | Varies | Call Cassandra Rosales, NMLS #413027, our personal Mortgage Consultant at 630-947-4985 |
| Visa Platinum | Revolving | 2.90% Intro Rate for 12 months
|
| InstantLoan | 90-270 days** | 25% |
*Annual Percentage Rate, subject to change. Your rate may be higher than the lowest rate posted, based on your credit history.
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