Savings Rates
Effective Date: Monday, April 15th, 2024
DescriptionDividend Rate APY1 Term
Regular Share Rate
(Minimum Balance $5)
0.05% 0.05%  
MyChoice Account
(Minimum Balance $5)
0.05% 0.05%  
Club Accounts
Holiday Club Account Varies    
Share Certificate2
SPECIAL $10,000 minimum 5.00% 5.12% 6 months
SPECIAL $10,000 minimum 5.25% 5.38% 13 months
$10,000 minimum 0.95% 0.95% 12 months
$10,000 minimum 1.10% 1.11% 18 months
$10,000 minimum 1.35% 1.36% 24 months
Money Market Account
Tier Ranges Rate Yield  
$1,000-$4,999 0.70% 0.70%  
$5,000-$9,999 0.80% 0.80%  
$10,000-$24,999 0.90% 0.90%  
$25,000+ 1.00% 1.01%  
All accounts insured to $250,000 by the NCUA, a U.S. government agency. All savings rates are subject to change; contact us for today's rates. Rates may be affected by early withdrawal for term accounts. Some restrictions apply. Contact a credit union representative for complete details.
1 -- APY=Annual Percentage Yield.
2 -- SPECIAL CD RATES: LIMITED TIME ONLY, subject to change. 5.38% APY is based on a rate of 5.25; 5.11% APY is based on a rate of 5.00. Regular CD rates: 0.95% APY is based on a rate of 0.95; 1.11% APY is based on a rate of 1.10; 1.36% APY is based on a rate of 1.35. $10,000 minimum balance; substantial penalty for early withdrawal; rates subject to change without notice. Contact a credit union representative for complete details.

Loan Rates
Effective Date: Monday, April 15th, 2024
DescriptionTermAnnual Percentage Rate*
New Auto Loans 24-72 months** 4.49% - 13.74%
Used Auto Loans 24-72 months** 5.74% - 15.89%
MyChoice Special Loan 12 months** 4.9% - 16.9%
Unsecured Signature Loan up to 60 months** 6.9% - 21.9%
Share Secured Loan up to 60 months** 2% over regular share dividend rate
Home Equity Loan (MWRD ECU NMLS # 433914) 10-15 years** As low as Prime - 0.50%
First Mortgage Loans (AnyHour NMLS # 203463) Varies Call Cassandra Rosales, NMLS #413027, our personal Mortgage Consultant at 630-947-4985
Visa Platinum Revolving

2.90% Intro Rate for 12 months
Then 9.9% - 19.9%
View and download disclosures

 

InstantLoan 90-270 days** 25%

*Annual Percentage Rate, subject to change. Your rate may be higher than the lowest rate posted, based on your credit history.
**Please ask a credit union representative for complete details.

 

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