Savings Rates
Effective Date: Effective as of: 4/1/2022
DescriptionDividend Rate APY1 Term
Regular Share Rate
(Minimum Balance $5)
0.05% 0.05%  
MyChoice Account
(Minimum Balance $5)
0.05% 0.05%  
Club Accounts
Holiday Club Account Varies    
Share Certificate Special2
$10,000 minimum 0.15% 0.15% 12 months
$10,000 minimum 0.20% 0.20% 24 months
$10,000 minimum 0.25% 0.25% 36 months
Money Market Account
Tier Ranges Rate Yield  
$1,000-$4,999 0.07% 0.07%  
$5,000-$9,999 0.08% 0.08%  
$10,000-$24,999 0.09% 0.09%  
$25,000-$49,999 0.10% 0.10%  
$50,000-$99,999 0.11% 0.11%  
$100,000 plus 0.12% 0.12%  
All accounts insured to $250,000 by the NCUA, a U.S. government agency. All savings rates are subject to change; contact us for today's rates. Rates may be affected by early withdrawal for term accounts. Some restrictions apply. Contact a credit union representative for complete details.
1 -- APY=Annual Percentage Yield.
2 -- 0.15% APY is based on a rate of 0.15; 0.20% APY is based on a rate of 0.20; 0.25% APY is based on a rate of 0.25. $10,000 minimum balance; substantial penalty for early withdrawal; rates effective 9/1/2021 and subject to change without notice. Contact a credit union representative for complete details.

Loan Rates
Effective Date: As of: 4/1/2022
DescriptionTermAnnual Percentage Rate*
New Auto Loans 24-72 months** 1.74% - 10.24%
Used Auto Loans 24-72 months** 2.99% - 12.89%
MyChoice Special Loan 12 months** 4.9% - 13.9%
Unsecured Signature Loan up to 60 months** 6.9% - 18.9%
Share Secured Loan up to 60 months** 2% over regular share dividend rate
Home Equity Loan 10-15 years** As low as Prime - 0.50%
First Mortgage Loans (MWRD ECU NMLS # 433914) Varies Call Colin Ungstad, NMLS #450055, our personal Mortgage Consultant at 630-383-0121
Visa Platinum Revolving

2.90% Intro Rate for 12 months
Then 9.9% - 19.9%
View and download disclosures

 

InstantLoan 90-270 days** 25%

*Annual Percentage Rate, subject to change. Your rate may be higher than the lowest rate posted, based on your credit history.
**Please ask a credit union representative for complete details.

 

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